Workers' Comp & Personal Injury Attorney San Diego

  Workers’ compensation insurance is not used nearly enough in the United States to meet the multibillion-dollar cost of workplace illnesses and injuries. Instead, about 80% of these expenditures are covered by employer-provided health insurance, Medicare, Medicaid, Social Security, and other disability funds, as well as employees and other payers. According to a study published in the Journal of Occupational and Environmental Medicine, this cost shifting results in artificially low workers’ compensation premiums, which should be used to provide income replacement and medical care for employees injured on the job. Keep reading to find out why this happens. What are the alternatives: Medicare, Medicaid, and Social Security? Regarding alternative sources of coverage for workplace injuries, Medicare and Medicaid are the two most extensive government-sponsored programs. In 2016, the most recent year for which data is available, Medicare covered 15.5% of all occupational injuries and il...

  Unfortunately, there is a high incidence of work-related injuries, with over  two million  reported annually in the United States alone. Although some of these wounds are relatively minor and will heal on their own with the passage of time, others have the potential to lead to permanent disability or even death. Because of this, it is critical to inform your employer as soon as possible after suffering an injury while on the job. Your employer is required by law to carry workers’ compensation insurance, which will help cover the costs of your medical treatment as well as any wages that you may have lost as a result of the accident. You should never, ever wait to report a work-related injury to your employer, and there are several good reasons for this rule. This article will explain why you should never delay reporting a work-related injury to your employer and why giving notice of an injury sustained on the job is essential. What is A Work Injury? An injury that occurs...

  If you’ve been hurt in an accident, you might find yourself debating whether to take the personal injury settlement offered by the insurance company. Before settling on a choice, there are a few things you ought to be aware of, even though the answer is not always cut and dried. Before agreeing to any  settlement , it is strongly recommended that you discuss the matter with a personal injury attorney. They will be able to examine your claim and provide you with a more accurate estimation of the amount of compensation that you should be able to reasonably anticipate receiving as a result of it. When contemplating a personal injury settlement, you should also keep a few important factors in mind, such as the expiration date of the statute of limitations and the total cost of all future medical treatment. Continue reading to find out more about what you ought to understand before agreeing to a settlement for a personal injury. What is A Personal Injury Settlement? A claim for p...